Merchant Cash Advance (MCA) Loans – Fast Funding for Your Business

Get the Working Capital You Need , Without the Wait!

When your business needs fast access to cash, a Merchant Cash Advance (MCA) offers a simple and flexible solution. At CapEx Direct , we help U.S. business owners secure quick funding to cover expenses, manage cash flow, or invest in growth ,  even if your credit score isn’t perfect.

An MCA isn’t a traditional loan ,  it’s an advance based on your future sales. That means you get the funds you need now, and repay automatically as your business earns.

Why Choose an MCA Loan?

Fast Funding

Receive funds in as little as 24–48 hours after approval.

Flexible Repayment

Pay back automatically as a small percentage of your daily or weekly sales.

No Collateral Needed

Approval is based on your business revenue , not your credit score.

All Credit Types Welcome

Whether your credit is good, fair, or bad , you can still qualify.

Apply online in minutes with minimal documentation.

How It Works

01
Apply Online

Complete our quick and secure form , it only takes a few minutes.

02
Get Approved

We’ll review your business performance and match you with a lender.

03
Receive Funds

Once approved, funds are deposited directly into your business account within 24–72 hours.

04
Repay Automatically

Payments are deducted through ACH based on your sales volume, no manual transfers needed.

Who Can Benefit from MCA Loans?

Merchant Cash Advances are ideal for:

If your business brings in consistent revenue, an MCA could be the perfect short-term funding option to keep your operations running smoothly.

Why Businesses Choose CapEx Direct

At CapEx Direct, we make business financing fast, fair, and stress-free. Our goal is to connect you with the best lending partners in the USA, so you can focus on growing your business, not paperwork.

Trusted network of verified lenders

Transparent terms with no hidden fees

Dedicated support every step of the way

Apply for an MCA Loan Today

Get funded quickly and keep your business moving forward.
Apply now and receive your approval in as little as 24 hours!

Quick Application. Secure Process. All Credit Types Considered