Get the capital your business deserves , without the wait or the paperwork headache. At CapEx Direct, we make small business loans and consolidation loans simple, transparent, and fast. Find out how much you qualify for, applying won’t affect your credit score.
Pre-qualification in minutes
Funding in as fast as 24 hours
Loan amounts from $5,000 – $500,000
Combine multiple high-interest loans into one simple, affordable monthly payment. Our business consolidation loans help you reduce stress, improve cash flow, and focus on growth, not debt.
Need short-term funds to cover daily expenses, inventory, or payroll? Our working capital loans are the perfect solution to stabilize your cash flow and cover immediate business needs.
Need to upgrade or replace essential equipment? Our equipment financing option helps you purchase or lease what you need without draining your working capital.
For businesses with fluctuating revenue, our merchant cash advance program provides flexible repayment based on your daily card sales.
Access funds when you need them , and pay interest only on what you use. Our line of credit gives you revolving access to up to $300,000 so you can stay ready for any opportunity.
Our SBA Business Loans provide small business owners with affordable rates, longer repayment terms, and higher approval chances even if traditional banks said no.
At CapEx Direct, we empower entrepreneurs to secure the capital they need , even with bad credit or past financial challenges. Our Bad Credit Business Loans are built for hardworking small business owners who want to rebuild credit, reinvest in growth, and take control of their financial future. With flexible repayment options and fast approval, we help your business move forward , not be held back by your credit history.
Secure long-term funding designed for your growth. A Business Term Loan helps your company expand operations, purchase new equipment, or stabilize cash flow with predictable payments and flexible terms. Receive a lump sum upfront and repay over time with a plan that fits your business goals.
Running a business is tough enough , getting funding shouldn’t be. That’s why CapEx Direct is here to support business owners like you with flexible financing options, personalized service, and fast approvals.Whether you’re expanding, paying off debts, or stabilizing cash flow, our consolidation loans and business funding programs are built to keep your business moving forward.
Tell us about your business, what you are looking to accomplish and get approved within 24-48 hours!
Complete our quick online application. It takes just a few minutes — no impact on your credit score.
Receive approval and funding options in as little as 2 hours. Your dedicated loan specialist will guide you through every step.
Once approved, funds are deposited directly into your account. Most businesses get funded within 24 hours.
No endless paperwork. No waiting for weeks. Just fast, secure funding when you need it most.
We’re more than a lender , we’re your growth partner. Our mission is to make business financing simple, secure, and stress-free.
From retail and restaurants to healthcare and logistics, we provide custom business loans that work for your industry. We evaluate your business potential, not just your credit score.
Unlike traditional banks, we focus on your business health, not just your credit. Our modern funding process uses data-driven insights to make quick, fair decisions. With CapEx Direct, you’ll experience:
You should have at least 3+ months in business, a business bank account, and monthly revenue of $15,000 or more.
No! our pre-qualification process uses a soft credit pull that won’t impact your credit score.
Most businesses receive funding within 24 hours after approval.
Yes! Our business consolidation loans are ideal for merging multiple debts into one affordable plan
Never! CapEx Direct operates with full transparency — no hidden charges or surprise fees.
Get approved for funding in just a few hours and take control of your business finances today. Whether you need a small business loan, a consolidation loan, or flexible working capital — CapExDirect has your back.
